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Table of Content USAA’s Competition Product Offerings USAA Home Insurance Review How much is homeowners insurance through USAA? USAA Mortgage Protection Insurance Review: Worth It In 2022? Is USAA good at paying claims? USAA Homeowners Insurance That’s according to a study by InsureIQ, which looked at rates from 10 different insurers across the country. The average cost of home insurance for USAA members is about $1,000 per year. This cost includes coverage for both personal property and liability. Home insurance is an important part of protecting your assets and ensuring that you are financially responsible if something happens to your home. The majority of insurance companies no longer require you to get a physical before purchasing a life insurance policy. We compared rates from 20 states with varying coverage amounts ranging from $100,000 to $500,000. Here’s a sample of the cheapest and most expensive states for USAA home insurance at a $150,000 limit. The policy combines b...